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Home
Affordable Housing
Massachusetts
Spencer
MHPI XII- SPENCER
Senior Affordable Housing • HUD Section 202

MHPI XII- SPENCER

195 Main Street, SPENCER, MA 01562

Best fit

Seniors 62+

Rent

Income-based

Floor plans

1 Bed

HUD Score

88

Waitlist expected — spots fill quicklyGenerate your ready-to-print application materials now so you're first in line.

Est. 2010
Avg. stay 7 years
Occupancy 99%
36 total units
View of MHPI XII- SPENCER Street View

Rent Structure

Rent Structure

30%

of adjusted income

Last reported resident rent: $535/mo

The subsidy program pays the rest of the rent directly to the property. You only pay what you can afford based on your income.

Local Area Income Context

To qualify for affordable housing at MHPI XII- SPENCER, your total household income must align with the Area Median Income (AMI) guidelines established for Spencer and the 01562 zip code area.

Local Median (1-Person)

$68,668

Local Median (4-Person)

$98,098

Based on the latest 2024 census data, the figures above represent the local median earnings for this specific neighborhood.

Property Details

Total Units

36

Assisted

35

Layouts

1 Bed

Established

2010

Avg. Household

1 person

Avg. Income

$23,759/yr

Walk Score®

74/100• Very Walkable

Bike Score®

31/100• Somewhat Bikeable

Walk Score®, Transit Score®, and Bike Score® are trademarks of Walk Score and Redfin.

How Walk Score works

Who This Fits

Designation

Elderly

Elderly

Avg. Resident Stay

7 years

Stable, long-term community

100% age 62+6% report disabilityIncome-qualified only
88

✓ HUD Inspection: Good Standing

Last inspection Feb 21, 2025 · This score means the property meets HUD's highest safety and quality standards.

Operational Risk: Low · Subsidy secured through 31-JAN-28
Last updated Apr 7, 2026

Services & Accessibility

Wheelchair & Mobility AccessVerify

Not explicitly confirmed. Call ahead to verify elevator availability and doorway widths before applying.

Nursing / Assisted LivingNo

Independent housing — residents manage their own care. Not a nursing facility.

Meal ServicesNo

No on-site meals. Residents arrange their own food. Community kitchen available.

Service CoordinationYes

Staff available to help connect residents with community resources.

Before You Apply

  • Confirm the age rule and income limit

    You must be 62. Your income must fall within HUD's Area Median Income limits for Spencer.

  • Ask which unit types are actually available

    This listing shows historically available units. Ask directly if a unit is open today.

  • Verify accessibility before paying any fees

    If you use a wheelchair or walker, confirm elevator access and doorway widths before submitting a paid application.

Seniors, take note!Section 202 housing is designed specifically for seniors and often includes supportive services. Age restrictions apply. Read the full guide

Questions People Ask

What are the local income limits around Mhpi xii- spencer?OpenClose

Income limits are calculated against the Area Median Income (AMI) for the 01562 zip code. Based on recent Census data, the local median income is $68,668 for a single person, and $98,098 for a four-person household. Your specific income cap depends on the exact subsidy program rules applied by management.

Who is Mhpi xii- spencer usually for?OpenClose

Mhpi xii- spencer is categorized as Section 202 senior housing. In most cases, the head of household must be at least 62 years old, but you should still confirm the current tenant selection rules directly with management.

How does rent work at Mhpi xii- spencer?OpenClose

This property appears to use income-based rent rather than standard market pricing. Many Section 202 properties with rental assistance charge roughly 30% of adjusted household income, and this record also shows a last reported resident rent of $535.

Has Mhpi xii- spencer been inspected by HUD?OpenClose

Yes. This record shows a HUD inspection score of 88, with the latest inspection dated Feb 21, 2025. Inspection scores can help you understand recent property condition, but you should still ask about elevator access, unit condition, and any recent repairs before applying.

Does Mhpi xii- spencer provide assisted living or nursing care?OpenClose

This record indicates independent senior housing, not a nursing home or assisted living facility. Residents should expect regular housing with their own daily living responsibilities, although a service coordinator may be available to connect residents with outside support services.

What is the community like at Mhpi xii- spencer?OpenClose

This appears to be a highly stable community. The property has been operating since around 2010. On average, residents stay for about 7 years. High retention usually means residents are happy and settled, but it also means turnover is low and waitlists can move slowly.

What unit types are reported at Mhpi xii- spencer?OpenClose

This record reports: 1 Bed. Availability can change rapidly, so ask management which layouts are currently open and whether any accessible units are available.

Does Mhpi xii- spencer have wheelchair-accessible units?OpenClose

This record does not specify a distinct count of wheelchair-accessible units. If you have mobility needs, you must call the property to verify elevator access, ground-floor availability, and doorway dimensions before applying or paying any fees.

Is there a waitlist at Mhpi xii- spencer?OpenClose

This property appears to be 99% occupied, which usually means applicants may be joining a waitlist. Call management to confirm whether the waitlist is open right now.

How do I contact Mhpi xii- spencer to apply?OpenClose

Mainstay Supportive Housing & Home Care appears to be the listed management contact. The main phone shown is 617-431-4940. The listed email is [email protected]. Application mail may be sent to 195 Main Street, Spencer, MA 01562. Before you send anything, confirm whether the property wants a letter of interest, a formal application, or a waitlist update request.

What should I confirm before paying any application fee?OpenClose

Confirm the current age requirement, income documentation list, expected wait time, and whether the property can meet your mobility needs. If you need an accessible unit, ask about elevator access, doorway width, bathroom layout, and grab-bar availability before paying fees.

Contact Leasing Office

Get the phone number, email, and website for MHPI XII- SPENCER.

By checking your fit, you'll get a property-specific inquiry draft. You can also view phone and email directly after this short check.

Data Provenance

Sourced from HUD Multifamily Database. Last updated: Apr 28, 2026.Read our methodology.